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CRM Blog: Fertility Journey

Paying for Fertility Treatment: Options to Make it More Affordable

January 29, 2018
By CRM Orlando

For couples diagnosed with infertility, one of the biggest issues they face is how to pay for treatment. Even though one in eight couples struggles with infertility, very few insurance plans cover the full cost of fertility treatment, leaving couples scrambling to figure out how to pay out of pocket for a variety of procedures and medications that can run into the thousands.

While it may feel overwhelming, there are options available to patients looking to make fertility treatment more affordable. The experts at the Center for Reproductive Medicine in Orlando, Florida have a variety of programs and partnerships that can help patients struggling with infertility pay for treatment.


Navigating Insurance Coverage

While few insurance plans cover the full cost of fertility treatment, many insurers will cover some tests and procedures. Many insurance plans the Center for Reproductive Medicine contracts with cover things such as diagnostic testing and initial consultations, reducing at least some of the cost for patients. The key is to understand what is covered under your plan. Take the time to reach out to your insurance provider and find out exactly what is covered under your plan – and what isn’t.

Want to know if your insurance plan is contracted with the Center for Reproductive Medicine? Contact us today.


Multi-cycle Discount Programs

For patients planning to undergo In vitro Fertilization (IVF), the associated costs can add up quickly - especially since there is a strong likelihood that you will need more than one cycle in order to achieve a pregnancy. To help patients looking to minimize their costs while increasing their chances of bringing home a baby, the Center for Reproductive Medicine offers multi-cycle discount programs through our Attain IVF program. This will give patients a reduced, set cost for two or more cycles of treatment.


Third-Party Financing

Managing the cost of fertility treatments can seem out of reach for patients who can’t afford to pay for their treatment up front. At the Center for Reproductive Medicine, we offer multiple healthcare-specific financing options for patients through our exclusive partners. Our programs can cover everything from medications to retrievals and transfers. Many lenders also offer low- or no-interest plans. Learn more about our lending partners today.


Grant Programs

There are a variety of grant programs available to couples struggling to afford fertility treatments. RESOLVE, the national infertility association, provides information about a variety of nonprofit organizations that provide financial assistance to infertility patients throughout the country. These grants usually won’t cover the full cost of treatment, but they can significantly reduce the cost to patients.


Whether you pay for your fertility treatment through your insurance plan, using discount and grant programs, financing, or a mix of all of the above, the fertility specialists of the Center for Reproductive Medicine have a team of financial counselors available to help patients with questions about how they can make fertility treatment more affordable. If you are struggling with infertility and would like additional information on our programs, contact us at 800-343-6331.

Fertility Financing

If you would like to pursue IVF or other fertility treatments but are concerned about the cost, CRM can help. Learn more about our fertility financing solutions.

Egg Donor Process

CRM is proud to be a partner program with My Egg Bank of North America (MEB). Learn how this program may offer new hope to couples struggling with infertility.